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Deal QuickCheck

Fast screening tool — makes the “why” behind Go / No-Go obvious. Not full underwriting.

Mode: Standard

NO-GO (screening)

Cash flow (monthly)-$12.24

DSCR0.99

Why this is marked NO-GO:

• Cash flow is negative (-$12.24/mo).

• DSCR is below 1.20 (currently 0.99).

Warnings (not blockers):

• Cash-on-cash is under 8% (-0.12%).

• Break-even rent is above your gross rent input.

Next: adjust price/down payment/rent/expenses until cash flow and DSCR clear the threshold.

Guardrail note: these thresholds are for fast screening. Always verify rent comps + expenses and run full underwriting.

Purchase & Financing

Purchase price

Total acquisition price.

Down payment

Percent of purchase price.

Interest rate

Annual rate (fixed).

Loan term

Years.

yrs

Closing costs

Cash paid at closing.

Income & Fixed Costs

Decision is driven mainly by Cash flow + DSCR.

StandardSection 8

Monthly rent

Gross monthly rent.

Other income

Laundry/parking/etc.

Taxes

Monthly property taxes.

Insurance

Monthly insurance.

HOA

Monthly HOA (if any).

Utilities

Owner-paid utilities.

Rent used in calculations: $4,000

Assumptions (percent of rent)

Vacancy

Percent of rent lost to vacancy.

Repairs

Percent of rent for repairs.

CapEx

Percent of rent for capital reserves.

Management

Percent of rent for management.

Results

Net monthly cash flow

-$12.24

DSCR

0.99

NOI (monthly)

$2,420.00

Mortgage (P&I)

$2,432.24

Cap rate

5.81%

Cash-on-cash (annual)

-0.12%

Break-even rent

$4,015.90

Cash invested (DP + closing)

$125,000.00

Note: This is a quick estimator (not underwriting). Add property-level items (leasing, turnover, legal, permits, rehab, etc.) in full underwriting.

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